Bankrate, a consumer financial services company, recently released results of their survey estimating 24 million homeowners — one in six — believe using a home equity loan to keep up with bills is OK.

This isn’t about borrowing for a big ticket item like appliances or a remodel, but using money you have accrued over time from your home’s purchase to pay everyday or monthly bills. The survey showed that younger homeowners and lower-income homeowners said this most often.

Greg McBride joined The Show to talk about it. He’s the chief financial analyst for Bankrate, and he says these survey results are an indication that there are a lot financially strained households out there that don’t have a lot of fallback options when something unexpected pops up.